Is there some mysterious heuristic about how to choose between the three options? |
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I think it varies from pair to pair, with how long ago they started being put together, IYSWIM, and with lots in transition. If you read older novels - 30s, say - you find pairs still hyphenated which everyone now runs together.
I would go with your instinct.
If my instincts aren't operating I get out the Oxford Dictionary for Writers and Editors, and sometimes it tells me - often there's a UK/US difference - and sometimes it doesn't tell me, in which case it clearly doesn't matter a jot.
I would myself do:
snowcloud (by analogy with raincloud),
camera-phone (very new),
boot-scraper because it's evens with that and bootscraper but I like the separate parts showing... (But I've been known to write things like mis-apprehension...)